¿Qué Requisitos hay que cumplir para tener derecho a la prestación de Baja por Incapacidad Temporal?
1.Es necesario que en ese momento estés dada de alta en la seguridad social.
2.En caso de baja por enfermedad común (esto es, no derivada del trabajo) es necesario haber cotizado 180 días en los 5 años anteriores a la baja.
3.En caso de baja por accidente no laboral no es necesario periodo previo de cotización.
¿Cuándo nace el derecho al subsidio?
A partir del 4º día de la baja (salvo que tu convenio en concreto te los complemente, los 3 primeros días no se cobran).
¿Cuánto dura el subsidio?
El subsidio dura como máximo 12 meses, prorrogables otros 6.
En ocasiones puede ser prorrogable 3 meses más (cuando vaya a declararse una incapacidad permanente) y hasta un máximo de 30 meses (si por razones clínicas procede retrasar la calificación de Incapacidad Permanente).
¿Cuál es la cuantía del subsidio?
Se calcula a partir de lo que se denomina Base Reguladora, que en términos generales es:
B.R. = Base Cotización contingencias comunes mes anterior/ Dias cotizados mes anterior.
Cuantía:
De los días 4º al 20ª (ambos inclusive) el 60% de la Base Reguladora.
De los días 21 en adelante el 75% de la Base Reguladora.
Nuevamente, algunos convenios complementan hasta el 100% de la base reguladora.
¿Qué implicaciones tiene para la empresa tu situación de baja?
Durante el tiempo de baja se mantiene la obligación de cotizar (excepto en los periodos de prórroga).
Los importes del subsidio van a cargo de:
a)La empresa, desde el día 4º al 15º de baja (recuerda que los 3 primeros no se cobra).
b)El Instituto Nacional de la Seguridad Social a partir del día 16º.
El pago lo efectúa la empresa en los mismos periodos que los salarios; a partir del día 16º lo hace mediante Pago delegado, es decir, en nombre del I.N.S.S. o de la Mutua.
El Pago lo efectúa directamente el I.N.S.S o la Mutua en estos casos:
a)Extinción del contrato de trabajo.
b)Incumplimiento de la obligación de pago por el empresario.
c)Alta médica con propuesta de Incapacidad permanente.
d)Empresa de menos de 10 trabajadores que lleve más de 6 meses pagando a alguno el subsidio.
e)Finalizado el plazo de 12 meses más los 6 de prórroga, hasta la calificación de incapacidad permanente.
¿Qué plazos hay para comunicar tu situación de Baja por Incapacidad Temporal?
El médico entregará al trabajador 2 copias del parte de baja, una para él y otra para la empresa. El trabajador debe entregarlo en la empresa en el plazo de 3 días desde su expedición.
Los partes de confirmación de baja se expiden desde el 4º día desde el inicio de la situación de baja temporal y sucesivamente, cada siete días naturales.
El parte médico de alta se presentará en la empresa dentro de las 24 horas siguientes a su expedición, y la empresa lo comunicará al INSS o mutua en los 5 días siguientes al de su recepción.
Si se extingue el contrato será el trabajador quién deberá entregar los partes de confirmación de baja y de alta en los mismos plazos fijados para la empresa.
miércoles, mayo 02, 2007
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115 comentarios:
Muy buen artículo, seguro que a la gente le viene muy bien ;-)
Mis plazos xa una VAGA x incapacidad mental ya terminaron ....
Espero recurrir pronto a tus esquemitas laborales.
Besakos de tu turbia cuñá!
Me gustaria que me aclarases una cuestión que seguro sabes perfectamente, te explico.
Todo el mundo en la empresa cobra el 50% de la nómina debido a problemas temporales.
YO llevo de baja por ILT (enfermedad comun) tres meses y la empresa solo me está abonando el 50% de lo que me corresponde, o sea cde lo que percibve de la segurudad social, o sea que al final cobro sobre el 30 por cien de lo que sería mi nómina normal.
La pregunta es: ¿está la empresa quedándose, temporalmente, con la mitad de lo que la seguridad social le está entregando para abonarme por pago delegado?, o, ¿en que momento percibe la empresa lo que debe abonarme por pago delegado???, y, ¿si percibe el dinero y se lo está quedando (temporalmente) está incurriendo en alguna falta con tipificacion especifica??
Pues mucho me temo que se están quedando con el 25% del salario que te esta pagando la mutua (75% de la base reguladora, osea que contigo no solo no pierden sino que "te chulean" ese 25%, lo que deberías hacer si aun sigues de baja es solicitar a la mutua el pago directo por incumplimiento del empresario, y lo que esta haciendo tiene toda la pinta de ser una apropiación indebida, que me corrijan si me equivoco..
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